Frugal Chic®

Frugal Chic®

The Frugal Chic® Low Buy Year Log.

Frugal Chic® 81: What I paid, how many times I've worn it, the two I regret, and the log to run your own low-buy year.

Mia McGrath | Frugal Chic®'s avatar
Mia McGrath | Frugal Chic®
Sep 16, 2026
∙ Paid

In January I gave myself a rule: I will only buy 12 items in 2026. One item per month if I wanted it, and only ever the thing I’d researched, waited for and actually valued.

It’s September and so far I’ve bought six.

On paper that’s a win. However, I’ve spent all year telling you to check your cost per wear before you buy, and I’ve never once sat down and worked it out on my own purchases. So this is the log. Every item, what I paid, how many times it’s been out of the wardrobe, which ones I regret, and the sum that made the regret cheaper than it should have been.

In this issue:

  • The six items, in order, and what I actually paid

  • The log: cost per wear on every one, and the wears each still needs

  • The sum most people miss: what buying secondhand does to the real cost

  • The two purchases I regret

  • Marking myself against my own five rules

  • Why 12 was the wrong number, and what to set instead

  • The low-buy log template, to copy for your own year

  • Where it goes wrong

A note on the numbers: these are prices from memory, not receipts, so treat one or two as close rather than exact. Wear counts are what’s in my log as of this week.

The rules I set myself

If you’ve followed the challenge on TikTok you’ll know these. If not, this is the whole system in five lines.

  1. Secondhand first. Vinted, eBay, vintage, before anything new.

  2. Never pay full price. If it has to be new, there’s a sale, a code, or an email sign-up for at least 10% off.

  3. The 30-day wish list. Write down the date you first wanted it. If you still want it 30 days later, you can buy it.

  4. Cost per wear under £5. The price, divided by the number of times you’ll realistically wear it. Occasion wear almost never passes.

  5. One in, one out. Something leaves for everything that arrives.

The rules are the easy part but the log is where you find out whether you actually kept them.

The rules are the easy part but the log is where you find out whether you actually kept them. So below is the honest version: the six things I bought, what each one really cost, how often I’ve worn them, which ones I regret, and the number that made me rethink the entire idea of buying 12 items a year. Paid subscribers can continue reading below.

User's avatar

Continue reading this post for free, courtesy of Mia McGrath | Frugal Chic®.

Or purchase a paid subscription.
© 2026 Mia McGrath · Privacy ∙ Terms ∙ Collection notice
Start your SubstackGet the app
Substack is the home for great culture