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5 ways to get dangerously ahead in your 20s

The EXACT traits that helped me leave my 9-5 and generate over £100k+ profit in my first full year as a creator

Mia McGrath | Frugal Chic®'s avatar
Mia McGrath | Frugal Chic®
Jan 11, 2026
∙ Paid

Hey! So glad you could be here at Frugal Chic, where financial intelligence meets taste. Today we are discussing crucial traits that have helped me get ahead in my 20s.

First, what I have been consuming instead of doomscrolling:

  • Passenger princess x m.iles from SIGNET: how Miles created his ecommerce brand Signet before he left his 9-5. Super interesting and I was really inspired to not just treat content like the product itself - to have a different source of income and focus.

  • The Koe Cast: is value based content dead? Really helped with my edutainment niche. Basic educational content is dead, because AI can replicate it at scale. The future will be about taste - discernment (v onbrand !!)

  • The Almanack of Naval Ravikant: guys, officially one of my favourite books about entrepreneurship even though it’s not written by Naval, it’s a great summary of his work and it goes deeper than generic money/business books.


Deep dive

If you want to get dangerously ahead in your 20s, it’s more simple than you think. Simple doesn’t mean easy, but it does mean that once you fill the knowledge gap and develop the right habits, getting wealthy in your 20s becomes inevitable.

I’m 25 now, and I have made £100k+ from building a personal brand online in my first full year and built a following of over half a million. I built this while at a 9-5, working mornings, evenings and weekends. I now work for myself, and have total time, location and financial freedom.

I talk a lot about saving money. Frugal Chic is built on the idea that saving on what doesn’t count rather than spending on excess can give your clarity and aid in your journey to financial freedom. However, saving alone won’t make you wealthy. At some point, you have to become entrepreneurial in how you think and act.

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